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EliAI MRF

Generally available

Medical Receivables Finance

Underwrite, perfect, service and realise receivables secured by liens against personal-injury and workers-compensation matters.

For — Funds that purchase medical receivables at a discount and collect from the settlement.

Isometric diagram of a processing line: one element advances along a single spine through five differently shaped stages while four unlike reading heads descend on it midway and their four traces converge into a single heavier output line
The whole lifecycle sits on one spine — score, read, value, perfect, fund, verify, re-mark, collect, reconcile — and the four readings happen once, on the same file, at the same point. Four questions, four disciplines, one number, with the four traces still attached to it.

Generally available

Running in production on the full lifecycle, not a pilot and not a design partnership.

Every number sourced

Each figure names the comparable it came from. An uncited digit is quarantined before it reaches a verdict.

It refuses to guess

A thin cohort produces a range and no price. The database will not store a priced mark without a band.

Reconstructable

The cohort, the query, the pinned engine and the seed are recorded. Marks are superseded, never overwritten.

Why this one first.

A receivable here is a claim on a settlement that has not happened yet. Its value depends on whether the treatment was defensible, whether the lien is enforceable, how the carrier behaves and what the money is worth after twelve to thirty-six months of waiting — four questions, four disciplines, one number.

That is why MRF is the first edition rather than the easiest one. An architecture that can price this can price anything in finance that turns on evidence.

The whole lifecycle is on one spine: score the universe, read the file, value it, agree terms, perfect the security, fund, verify status continuously, re-mark on every event, negotiate the lien, collect, reconcile, report the trust, redeploy.

For the practitioner

Everything underneath, in order.

If you are the one who will have to live with this rather than the one who signs for it, start here.

Pricing

Licensed to institutions. Scoped to your book.

Not sold by the seat. A quote is built from the shape of your book and the readings you need, and it lands on a statement of work — a price quoted before anyone has seen your book is a guess with a currency symbol in front of it. The eight factors that set it are published.

What shapes a quoteGet a number

  • Priced on book size and the files that reach a human, not on seats.
  • The four readings are separable — buy the ones your desk is missing.
  • Pilot, single desk or fund-wide, with the pilot rate stated up front.
  • Multi-tenant or a dedicated deployment in a named region. Same controls.

Bring Eli a file you already know the answer to.

Tell us what your desk underwrites. We will run a worked valuation on a matter of that kind — synthetic, so nothing of yours leaves your building — and you tell us whether the answer is one you would have signed.

A person reads it and replies. No sequence, no drip, no form acknowledgement.