A worked valuation
One file. Four readings. One number — or none.
This is the shape of an answer, not a quotation. Every figure on this page is synthetic and belongs to no matter, no provider and no fund.
Synthetic · workers’ compensation · deep cohort
A receivable the evidence can carry
Billed charges
$311,400
Face value
Discounted value
$96,300
30.9% of face
Expected settlement
30 months
P50, from today
Advance
$72,225
75% of DFV
Chiron
Medicine
Treatment sequence coheres: conservative care, imaging, then surgery, with no gap that would not survive cross-examination. Charges sit above the regional reference for the procedure.
Reduces the expected realisation.
Justine
Law
Lien filed and acknowledged; suit filed five weeks ago. The firm appears too few times in the corpus to score, so counsel quality is reported as unknown rather than assumed.
Widens the band.
Issac
The carrier
Coverage confirmed and policy limits are ample, but the carrier disputes causation on matters of this shape more often than the line average.
Lengthens the expected duration.
Eli
Capital
On the retrieved cohort the discount and the duration together support an advance; the position fits the pool without breaching any concentration dimension.
Sets the advance.
Synthetic · the same system, a thin cohort
A receivable the evidence cannot carry
Six comparable settlements. The median of six is an artefact of which six happened to settle, not a property of the population — so this mark carries a range, no midpoint, and no recommended advance. It is excluded from book value rather than assumed to zero, and the book reports the exclusion beside the total instead of quietly shortening it.
Not priceable — 6 comps · thin
This is the answer we are most proud of. Anything can return a number.